Growth Capital for Healthcare Providers
Fund practice expansions, medical equipment, and operational needs without the 60-day wait of traditional healthcare lenders.
- ✓ No impact on your credit score to check your options (soft check)
- ✓ Money in your account in about 24 hours
- ✓ Compare 30+ options with one application
2,400+ businesses helpedNo SSN required • Free quote in minutesTwo banks told me to come back next year. These guys had money in my account by Thursday.
Nobody pulled my credit, nobody played games. The offer they showed me is the offer I got.
Bought a second truck right before our busy season. It paid for itself in two months.
How much would actually help?
We build around your business.
No collateral required
We fund the business on its revenue — not your possessions.
Pay when you can
Repayment follows your actual sales — strong months pay more, slow months ease up.
Funded fast
Most owners see offers the same day and money within ~24 hours of signing.
Healthcare & Medical Practice Funding
Healthcare practices face a unique financial challenge: insurance reimbursement cycles of 30-90+ days create persistent cash-flow gaps, while the cost of medical equipment, facility upgrades, and skilled staff continues to rise. Whether you operate a dental practice, urgent care clinic, physical therapy center, or specialty medical office, the gap between providing care and receiving payment is the central funding challenge.
Granton Hale Capital works with healthcare providers across the spectrum, from solo practitioners to multi-location group practices. We understand that a practice billing $200K per month in insurance claims has strong underlying revenue even if cash on hand is tight. Our underwriting evaluates your patient volume, payer mix, and collections history rather than relying solely on traditional credit metrics.
Our healthcare clients use funding for everything from purchasing diagnostic imaging equipment and EHR system upgrades to expanding into new service lines like telemedicine or adding clinical staff to reduce patient wait times. We structure repayment around your revenue cycle so cash flow remains healthy.
The funding gaps we close.
Insurance Reimbursement Delays
Medicare, Medicaid, and private insurers routinely take 30-90 days to process claims, with denials and resubmissions extending timelines further. This creates a persistent cash-flow gap between care delivery and revenue collection.
High-Cost Medical Equipment
Diagnostic imaging machines, dental operatory setups, surgical instruments, and rehabilitation equipment can cost $50K to $1M+ per unit. Outdated equipment limits the services you can offer and the patients you can attract.
Regulatory and Compliance Costs
HIPAA compliance, EHR mandates, credentialing requirements, and state licensing create ongoing administrative expenses that don't directly generate revenue but are essential to operations.
Recruiting and Retaining Clinical Staff
Competition for nurses, hygienists, technicians, and physicians drives compensation higher. Signing bonuses, competitive salaries, and benefits packages require capital that many practices struggle to fund from operations alone.
Funding built for your work.
Finance medical, dental, and diagnostic equipment with terms aligned to the asset's useful life, often 5-7 years for major medical devices.
Bridge insurance reimbursement delays and cover payroll, rent, and supplies while claims are processed and paid.
Structured financing for practice acquisitions, facility build-outs, and multi-year expansion plans.
Maintain a flexible credit facility for managing cash-flow variability across different payer cycles and seasonal patient volume changes.
Your funding in three steps
Apply online
- 60-second form, plain questions
- No SSN, no impact on your credit score
- Bank-level encryption
Compare real offers
- Every option, side by side
- Same-day decisions
- Free to look — no obligation
Get funded
- Funded within ~24 hours
- No hidden fees, ever
- Built around your needs
What owners do with it.
Finance X-ray machines, MRI units, dental chairs, ultrasound systems, or physical therapy equipment to expand service capabilities.
Fund the build-out, equipment, and initial staffing costs for a satellite office or new specialty practice.
Invest in electronic health records, patient portals, telemedicine platforms, and practice management software.
Fund recruitment, signing bonuses, and initial payroll for physicians, nurses, or technicians needed to reduce patient wait times and grow revenue.
Owners just like you — funded.
Real businesses, real outcomes. Names and details changed for privacy — the numbers are typical of funded files.
Fair questions, straight answers.
01Do you fund dental practices and specialty clinics?+
Yes. We fund dental offices, orthodontic practices, dermatology clinics, chiropractic offices, physical therapy centers, urgent care facilities, surgical centers, and virtually every type of healthcare practice.
02Can I get funded while waiting for insurance reimbursements?+
Absolutely. Bridging insurance reimbursement gaps is one of the most common reasons healthcare providers work with us. We evaluate your outstanding claims and collections history to determine appropriate funding amounts.
03Is medical equipment financing available for used equipment?+
Yes. We finance both new and pre-owned medical equipment. For used equipment, we assess the remaining useful life, manufacturer support status, and fair market value. Certified refurbished equipment from authorized dealers typically qualifies for the best terms.
04Do you require a personal guarantee for healthcare funding?+
Requirements vary by product and amount. Equipment financing is typically secured by the equipment itself. For working capital and lines of credit, a personal guarantee may be required, but we don't require you to pledge personal real estate or investment accounts.
See your numbers first. Then decide.
- ✓ Pre-qualify in 60 seconds
- ✓ No obligation, no pressure calls
- ✓ Real people behind every file — 100% online