Capital for Hotels and Hospitality Operators
Renovate properties, manage seasonal cash flow, and invest in guest experiences that drive occupancy and ADR.
- ✓ Soft credit check only — your score stays put
- ✓ Money in your account in about 24 hours
- ✓ Compare 30+ options with one application
2,400+ businesses fundedNo SSN required • Free quote in minutesTwo banks told me to come back next year. These guys had money in my account by Thursday.
Nobody pulled my credit, nobody played games. The offer they showed me is the offer I got.
Bought a second truck right before our busy season. It paid for itself in two months.
How much would actually help?
We build around your business.
No collateral required
We fund the business on its revenue — not your possessions.
Pay when you can
Repayment follows your actual sales — strong months pay more, slow months ease up.
Funded fast
Most owners see offers the same day and money within ~24 hours of signing.
Hospitality & Hotel Funding
Hospitality businesses are capital-intensive operations where guest experience directly drives revenue. A dated lobby, worn-out rooms, or aging HVAC systems don't just reduce guest satisfaction, they lower your star ratings, decrease ADR (average daily rate), and push bookings to competitors on OTA platforms where every half-star matters. Yet hotel renovations and PIP (property improvement plan) compliance require significant capital that seasonal revenue patterns make difficult to accumulate.
Granton Hale Capital works with independent hotel operators, boutique properties, motel owners, and hospitality groups managing multiple locations. We evaluate your business based on occupancy rates, ADR trends, RevPAR, and OTA ranking data, the hospitality-specific metrics that predict revenue. A property running 65%+ occupancy with an ADR uptrend is a strong candidate, even during an off-season cash-flow trough.
Our hospitality clients use funding for room renovations, lobby and common area upgrades, HVAC and mechanical system replacements, technology investments (PMS systems, keyless entry, guest WiFi), and working capital to manage the seasonal gap between peak and off-peak revenue.
The funding gaps we close.
Seasonal Revenue Variability
Hotels in leisure markets can see occupancy swing from 90%+ in peak season to 30-40% off-peak. Fixed costs, mortgage, insurance, staffing, utilities, don't decrease proportionally, creating 3-5 months of cash-flow strain annually.
Property Improvement Requirements
Brand-affiliated hotels face mandatory PIP renovations every 5-7 years, often costing $500K-$5M+. Even independent properties must invest in updates to maintain competitive star ratings on Booking.com, TripAdvisor, and Google.
OTA Commission Compression
Online travel agencies charge 15-25% commission on bookings that now represent 40-60% of reservations for many properties. These commissions compress margins and make it harder to generate capital internally for improvements.
Aging Mechanical Systems
HVAC systems, plumbing, roofing, and elevators in commercial properties degrade over time. A single HVAC replacement can cost $100K-$500K, and failure during peak season means lost revenue from uninhabitable rooms.
Funding built for your work.
Structured financing for room renovations, property improvement plans (PIPs), and major capital expenditure projects with terms of 2-7 years.
Bridge seasonal cash-flow gaps, cover payroll during off-peak months, and fund marketing pushes ahead of high season.
Finance HVAC systems, commercial laundry equipment, kitchen appliances, PMS systems, and guest-facing technology upgrades.
Acquisition or refinancing capital for hotel properties, with terms structured around hospitality revenue patterns.
Your funding in three steps
Apply online
- 60-second form, plain questions
- No SSN, no hard credit pull
- Bank-level encryption
Compare real offers
- Every option, side by side
- Same-day decisions
- Free to look — no obligation
Get funded
- Funded within ~24 hours
- No hidden fees, ever
- Built around your needs
What owners do with it.
Update rooms with new furniture, fixtures, flooring, and bathrooms to increase star ratings, justify higher ADR, and improve guest review scores.
Fund brand-mandated PIP renovations to maintain your franchise agreement and avoid losing brand affiliation.
Access working capital during off-peak months to cover fixed expenses, retain core staff, and prepare for the next high season.
Invest in property management systems, keyless room entry, high-speed WiFi, and other technology that modern guests expect and review platforms reward.
Owners just like you — funded.
Real businesses, real outcomes. Names and details changed for privacy — the numbers are typical of funded files.
Fair questions, straight answers.
01Do you fund independent hotels and motels, or only branded properties?+
We fund both. Independent properties, boutique hotels, motels, and brand-affiliated hotels (Marriott, Hilton, Choice, Wyndham, etc.) all qualify. For branded properties, we're familiar with PIP requirements and franchise agreement terms that affect funding needs.
02Can I get funding during my off-season when occupancy is low?+
Yes. We evaluate your annual revenue pattern, not just current-month performance. Many hospitality clients apply during off-season specifically to fund renovations before high season begins. We structure repayment to account for seasonal occupancy patterns.
03How large of a renovation can you fund?+
We fund renovation projects from $100K room refreshes to $5M+ full property overhauls. For larger projects, we can structure phased funding releases tied to construction milestones so you're not carrying interest on capital that hasn't been deployed yet.
04Do you require the property as collateral?+
It depends on the funding product and amount. Equipment financing is secured by the equipment. Working capital products are typically unsecured. For larger term loans and commercial real estate financing, a lien on the property may be required. We'll discuss collateral requirements before you commit to any product.
See your numbers first. Then decide.
- ✓ Pre-qualify in 60 seconds
- ✓ No obligation, no pressure calls
- ✓ Real people behind every file — 100% online