Upgrade Your Shop, Grow Your Business
Finance lifts, diagnostic equipment, and shop expansions with capital designed for the automotive service industry.
- ✓ Soft credit check only — your score stays put
- ✓ Money in your account in about 24 hours
- ✓ Compare 30+ options with one application
2,400+ businesses fundedNo SSN required • Free quote in minutesTwo banks told me to come back next year. These guys had money in my account by Thursday.
Nobody pulled my credit, nobody played games. The offer they showed me is the offer I got.
Bought a second truck right before our busy season. It paid for itself in two months.
How much would actually help?
We build around your business.
No collateral required
We fund the business on its revenue — not your possessions.
Pay when you can
Repayment follows your actual sales — strong months pay more, slow months ease up.
Funded fast
Most owners see offers the same day and money within ~24 hours of signing.
Auto Repair & Auto Services Funding
Auto repair shops are the backbone of local transportation infrastructure, but operating one profitably requires continuous investment in technology, equipment, and skilled technicians. Modern vehicles demand computerized diagnostics, ADAS calibration tools, and EV-specific equipment that didn't exist a decade ago. Shops that don't invest in these capabilities lose customers to dealerships and national chains that can afford to stay current.
Granton Hale Capital understands the auto service business. We fund independent shops, multi-bay facilities, tire dealers, transmission specialists, and collision repair centers. Our underwriting evaluates your repair order volume, average ticket size, and customer return rate, metrics that directly reflect the health of an automotive service business. A shop averaging 25 repair orders per week at $400+ per ticket has strong, fundable revenue.
Our auto repair clients use funding to install new lifts and alignment racks, upgrade diagnostic equipment for newer vehicle models, expand into additional service bays, stock parts inventory, and hire ASE-certified technicians in a competitive labor market.
The funding gaps we close.
Rapid Technology Changes
ADAS calibration, hybrid/EV service tools, and advanced diagnostic systems cost $10K-$100K+ each. Shops that can't diagnose and repair modern vehicles lose customers to competitors and dealerships who can.
Parts Inventory Capital Requirements
Stocking commonly needed parts (brakes, filters, fluids, sensors) reduces customer wait times and improves margins versus ordering per-job. But maintaining adequate inventory ties up $20K-$100K+ in capital.
Technician Recruitment and Retention
Experienced ASE-certified technicians command $60K-$100K+ annually. The industry faces a chronic shortage, competing for talent requires competitive pay, modern equipment, and sometimes sign-on bonuses.
Facility Limitations
A shop with 4 bays can only service so many vehicles per day. Adding lifts, expanding floor space, or relocating to a larger facility requires capital that day-to-day operations rarely generate fast enough.
Funding built for your work.
Finance lifts, alignment machines, diagnostic tools, tire changers, paint booths, and other shop equipment with terms matched to useful life.
Fund parts inventory, payroll, marketing, and operational expenses during growth phases or seasonal volume fluctuations.
Structured financing for shop expansions, facility relocations, or major renovation projects.
Flexible credit for managing variable parts purchasing costs and covering expenses during slower periods.
Your funding in three steps
Apply online
- 60-second form, plain questions
- No SSN, no hard credit pull
- Bank-level encryption
Compare real offers
- Every option, side by side
- Same-day decisions
- Free to look — no obligation
Get funded
- Funded within ~24 hours
- No hidden fees, ever
- Built around your needs
What owners do with it.
Add two-post or four-post lifts, alignment racks, and wheel balancers to increase daily vehicle throughput.
Purchase ADAS calibration systems, advanced scan tools, and EV-specific service equipment to handle modern vehicles.
Add service bays, expand your waiting area, or relocate to a larger facility to accommodate growing demand.
Fund competitive compensation packages and sign-on bonuses to attract ASE-certified technicians in a tight labor market.
Owners just like you — funded.
Real businesses, real outcomes. Names and details changed for privacy — the numbers are typical of funded files.
Fair questions, straight answers.
01Can I finance specific shop equipment like lifts and alignment machines?+
Yes. We finance all major shop equipment including lifts (two-post, four-post, scissor), alignment machines, tire changers, balancers, diagnostic scan tools, ADAS calibration systems, paint booths, and frame machines. Both new and used equipment qualify.
02Do you work with collision repair shops and body shops?+
Yes. We fund collision repair, body shops, paintless dent repair, and auto glass businesses. These businesses have specific equipment needs (frame machines, paint booths, welding equipment) that we're familiar with and regularly finance.
03How do you evaluate an auto repair shop for funding?+
We look at your monthly repair order count, average ticket size, customer retention rate, and overall monthly revenue. We also consider your shop's reputation (Google reviews, ASE certifications) and the competitive landscape in your market.
04Can I use funding to stock parts inventory?+
Absolutely. Maintaining an in-house inventory of high-turnover parts (brakes, filters, belts, fluids, common sensors) improves turnaround time and margins. We provide working capital specifically suited for building and maintaining parts inventory.
See your numbers first. Then decide.
- ✓ Pre-qualify in 60 seconds
- ✓ No obligation, no pressure calls
- ✓ Real people behind every file — 100% online