Industry Solutions
Upgrade Your Shop, Grow Your Business
Finance lifts, diagnostic equipment, and shop expansions with capital designed for the automotive service industry.
Check Your EligibilityOverview
Auto Repair & Auto Services Funding
Auto repair shops are the backbone of local transportation infrastructure, but operating one profitably requires continuous investment in technology, equipment, and skilled technicians. Modern vehicles demand computerized diagnostics, ADAS calibration tools, and EV-specific equipment that didn't exist a decade ago. Shops that don't invest in these capabilities lose customers to dealerships and national chains that can afford to stay current.
Granton Hale Capital understands the auto service business. We fund independent shops, multi-bay facilities, tire dealers, transmission specialists, and collision repair centers. Our underwriting evaluates your repair order volume, average ticket size, and customer return rate — metrics that directly reflect the health of an automotive service business. A shop averaging 25 repair orders per week at $400+ per ticket has strong, fundable revenue.
Our auto repair clients use funding to install new lifts and alignment racks, upgrade diagnostic equipment for newer vehicle models, expand into additional service bays, stock parts inventory, and hire ASE-certified technicians in a competitive labor market.
Challenges
Industry Pain Points We Solve
Rapid Technology Changes
ADAS calibration, hybrid/EV service tools, and advanced diagnostic systems cost $10K–$100K+ each. Shops that can't diagnose and repair modern vehicles lose customers to competitors and dealerships who can.
Parts Inventory Capital Requirements
Stocking commonly needed parts (brakes, filters, fluids, sensors) reduces customer wait times and improves margins versus ordering per-job. But maintaining adequate inventory ties up $20K–$100K+ in capital.
Technician Recruitment and Retention
Experienced ASE-certified technicians command $60K–$100K+ annually. The industry faces a chronic shortage — competing for talent requires competitive pay, modern equipment, and sometimes sign-on bonuses.
Facility Limitations
A shop with 4 bays can only service so many vehicles per day. Adding lifts, expanding floor space, or relocating to a larger facility requires capital that day-to-day operations rarely generate fast enough.
Solutions
Funding Options for Your Business
We match you with the funding product that best fits your industry and specific needs. View all solutions
Equipment Financing
Finance lifts, alignment machines, diagnostic tools, tire changers, paint booths, and other shop equipment with terms matched to useful life.
Working Capital
Fund parts inventory, payroll, marketing, and operational expenses during growth phases or seasonal volume fluctuations.
Term Loans
Structured financing for shop expansions, facility relocations, or major renovation projects.
Lines of Credit
Flexible credit for managing variable parts purchasing costs and covering expenses during slower periods.
Use Cases
How Our Clients Use Funding
Install New Lifts and Equipment
Add two-post or four-post lifts, alignment racks, and wheel balancers to increase daily vehicle throughput.
Upgrade Diagnostic Technology
Purchase ADAS calibration systems, advanced scan tools, and EV-specific service equipment to handle modern vehicles.
Expand Your Facility
Add service bays, expand your waiting area, or relocate to a larger facility to accommodate growing demand.
Hire Certified Technicians
Fund competitive compensation packages and sign-on bonuses to attract ASE-certified technicians in a tight labor market.
FAQ
Frequently Asked Questions
Can I finance specific shop equipment like lifts and alignment machines?
Yes. We finance all major shop equipment including lifts (two-post, four-post, scissor), alignment machines, tire changers, balancers, diagnostic scan tools, ADAS calibration systems, paint booths, and frame machines. Both new and used equipment qualify.
Do you work with collision repair shops and body shops?
Yes. We fund collision repair, body shops, paintless dent repair, and auto glass businesses. These businesses have specific equipment needs (frame machines, paint booths, welding equipment) that we're familiar with and regularly finance.
How do you evaluate an auto repair shop for funding?
We look at your monthly repair order count, average ticket size, customer retention rate, and overall monthly revenue. We also consider your shop's reputation (Google reviews, ASE certifications) and the competitive landscape in your market.
Can I use funding to stock parts inventory?
Absolutely. Maintaining an in-house inventory of high-turnover parts (brakes, filters, belts, fluids, common sensors) improves turnaround time and margins. We provide working capital specifically suited for building and maintaining parts inventory.
Ready to Get Funded?
30-second application. No hard credit pull. Decisions in as little as 3 hours.
Check Your Eligibility