Keep Your Fleet Moving with Fast Capital
Fleet expansion, fuel costs, and broker payment delays shouldn't stop your trucks. Get funding structured for the realities of transportation.
- ✓ Soft credit check only — your score stays put
- ✓ Money in your account in about 24 hours
- ✓ Compare 30+ options with one application
2,400+ businesses fundedNo SSN required • Free quote in minutesTwo banks told me to come back next year. These guys had money in my account by Thursday.
Nobody pulled my credit, nobody played games. The offer they showed me is the offer I got.
Bought a second truck right before our busy season. It paid for itself in two months.
How much would actually help?
We build around your business.
No collateral required
We fund the business on its revenue — not your possessions.
Pay when you can
Repayment follows your actual sales — strong months pay more, slow months ease up.
Funded fast
Most owners see offers the same day and money within ~24 hours of signing.
Trucking & Transportation Funding
Trucking and transportation companies operate in a cash-flow environment that traditional lenders fundamentally misunderstand. Brokers and shippers pay on Net-30 to Net-60 terms, but fuel, driver pay, insurance, and maintenance costs are immediate. A single truck can burn through $5,000-$10,000 per week in operating costs before a load payment arrives. Multiply that across a fleet, and the cash-flow gap becomes the single biggest constraint on growth.
Granton Hale Capital works with owner-operators, small fleet owners, and mid-size carriers who need capital that matches the rhythm of transportation logistics. We evaluate your business based on load history, lane consistency, broker relationships, and revenue per truck, not just your credit score or years in business. Whether you're running 2 trucks or 200, we structure funding around the way your cash actually flows.
Our trucking clients use funding for everything from adding trucks and trailers to their fleet, covering fuel costs during high-diesel-price periods, managing insurance premium increases, and bridging the gap between delivery confirmation and broker payment. We also offer invoice factoring specifically designed for freight receivables.
The funding gaps we close.
Broker and Shipper Payment Delays
Net-30 to Net-60 payment terms from freight brokers and shippers mean you're financing fuel, driver pay, and maintenance for weeks before receiving revenue. Disputed loads and paperwork delays extend the wait further.
Fuel Cost Volatility
Diesel prices fluctuate dramatically and represent 25-35% of operating costs. A $0.50/gallon increase across a fleet can add tens of thousands in monthly expenses that fuel surcharges don't fully cover.
Fleet Maintenance and Replacement
DOT compliance, preventive maintenance, tire replacement, and unexpected breakdowns create constant capital demands. A single engine overhaul can cost $15K-$30K, sidelining a revenue-generating asset.
Insurance Premium Increases
Commercial trucking insurance premiums have risen 30-50% industry-wide in recent years. Annual premiums of $10K-$20K per truck create a massive upfront cost that must be paid regardless of revenue timing.
Funding built for your work.
Finance new and used trucks, trailers, and fleet vehicles with terms matched to the asset's useful life and your revenue capacity.
Cover fuel, driver pay, insurance, and maintenance costs between load payments without depleting operating reserves.
Convert completed-load invoices into same-day cash. Factor individual loads or your entire accounts receivable, you choose which invoices to factor.
Maintain a revolving credit facility for variable operating expenses like fuel purchases, emergency repairs, and insurance premium payments.
Your funding in three steps
Apply online
- 60-second form, plain questions
- No SSN, no hard credit pull
- Bank-level encryption
Compare real offers
- Every option, side by side
- Same-day decisions
- Free to look — no obligation
Get funded
- Funded within ~24 hours
- No hidden fees, ever
- Built around your needs
What owners do with it.
Finance new or used Class 8 trucks, box trucks, or specialty vehicles to take on more loads and expand into new lanes.
Access working capital to absorb diesel price increases without turning down loads or reducing fleet utilization.
Factor freight invoices to receive payment within 24 hours of delivery confirmation instead of waiting 30-60 days.
Spread annual insurance premium payments and DOT compliance costs across the year instead of paying lump sums that drain operating capital.
Owners just like you — funded.
Real businesses, real outcomes. Names and details changed for privacy — the numbers are typical of funded files.
Fair questions, straight answers.
01Do you work with owner-operators or only larger fleets?+
We work with owner-operators running a single truck all the way up to mid-size carriers with 200+ vehicles. Our minimum requirements are 6 months of operating history and $15K in monthly revenue. Many of our best client relationships started with a single-truck operator who grew their fleet with our support.
02How does freight invoice factoring work?+
After you deliver a load, you submit the bill of lading and invoice to us. We advance 90-97% of the invoice value within 24 hours. When the broker or shipper pays, we remit the remaining balance minus a small factoring fee (typically 1-3%). You choose which invoices to factor, there's no requirement to factor all loads.
03Can I finance used trucks and trailers?+
Yes. We finance both new and used commercial vehicles. For used trucks, we evaluate mileage, maintenance history, and remaining useful life. We commonly finance trucks with up to 500K miles if they've been well-maintained and have documented service history.
04What documentation do I need to apply for trucking funding?+
For most products, we need 3 months of bank statements, your MC/DOT authority information, a current insurance declaration page, and a list of active brokers/shippers. Equipment financing also requires details on the specific vehicle you want to purchase. The entire application takes about 5 minutes.
See your numbers first. Then decide.
- ✓ Pre-qualify in 60 seconds
- ✓ No obligation, no pressure calls
- ✓ Real people behind every file — 100% online