Industry Solutions
Non-Dilutive Growth Capital for Tech
Scale your SaaS or IT services business without diluting equity. Revenue-based financing and working capital built for recurring-revenue models.
Check Your EligibilityOverview
SaaS & IT Services Funding
SaaS and IT services companies face a growth paradox: scaling requires significant upfront investment in engineering talent, infrastructure, and customer acquisition, but the revenue from each new customer arrives incrementally over months or years as recurring subscriptions. This mismatch between investment timing and revenue realization forces founders into a difficult choice between slow, bootstrapped growth and dilutive equity financing from VCs.
Granton Hale Capital offers a third path: non-dilutive funding structured around recurring revenue. We underwrite based on your MRR/ARR, retention metrics, customer lifetime value, and revenue growth rate — the metrics that actually define a healthy SaaS business. We don't require profitability, and we don't take equity or board seats. Our capital is designed to be a growth accelerant, not a governance mechanism.
Our tech clients use funding to hire engineering and sales teams, invest in cloud infrastructure, fund marketing campaigns to reduce CAC, and bridge to the next ARR milestone. We structure repayment as a percentage of monthly revenue so your obligations scale with your business, not against it.
Challenges
Industry Pain Points We Solve
High Customer Acquisition Costs
SaaS CAC often equals 12–18 months of subscription revenue. You're essentially financing each customer upfront and recovering the investment over the contract lifetime — a model that requires capital to scale.
Engineering Talent Competition
Competitive salaries for senior developers range from $150K–$300K+. Building a product team of 5–10 engineers can require $1M+ annually in compensation alone, well before the product generates proportional revenue.
Infrastructure Scaling Costs
Cloud hosting (AWS, GCP, Azure), database costs, CDN, and DevOps tooling increase with customer count. Enterprise contracts may require SOC 2 compliance, dedicated environments, and 99.9% uptime — all of which cost money.
Equity Dilution Pressure
Traditional VC funding provides growth capital but at the cost of 15–30% equity per round, board seats, and liquidation preferences that can leave founders with minimal ownership after multiple rounds.
Solutions
Funding Options for Your Business
We match you with the funding product that best fits your industry and specific needs. View all solutions
Revenue-Based Financing
Repay as a fixed percentage of monthly recurring revenue. Payments scale with your growth — no fixed monthly minimums that create cash-flow pressure during slower months.
Working Capital
Fund hiring, marketing, and operational expenses with short-term capital while building toward your next revenue milestone.
Term Loans
Structured financing for specific growth initiatives — major product launches, enterprise sales buildout, or market expansion — with predictable repayment schedules.
Lines of Credit
Flexible access to capital for managing variable expenses like contractor costs, conference sponsorships, and marketing experiments.
Use Cases
How Our Clients Use Funding
Hire Engineering and Sales Teams
Fund competitive offers for senior developers, product managers, and enterprise sales reps to accelerate product development and revenue growth.
Scale Customer Acquisition
Invest in paid acquisition, content marketing, and outbound sales programs to grow MRR without waiting for organic traffic to compound.
Bridge to Your Next ARR Milestone
Access capital to reach the $1M, $5M, or $10M ARR threshold that unlocks better valuation for your next equity round — or eliminates the need for one entirely.
Invest in Infrastructure and Compliance
Fund SOC 2 certification, GDPR compliance, enterprise-grade hosting, and security infrastructure needed to close larger enterprise contracts.
FAQ
Frequently Asked Questions
Do you take equity or require board seats?
No. Our funding is entirely non-dilutive. We don't take equity, warrants, board seats, or information rights. You maintain full ownership and control of your company. Our return comes from fixed repayment terms, not ownership.
Can I get funded if my SaaS company isn't profitable yet?
Yes. We don't require profitability. We underwrite based on MRR, revenue growth rate, net revenue retention, and customer quality. Many of our SaaS clients are pre-profit but growing revenue at 50–100%+ year-over-year with strong retention metrics.
How is revenue-based financing different from a traditional loan?
Instead of fixed monthly payments, you repay a small percentage of your monthly revenue. If MRR grows, you repay faster. If you have a slow month, payments decrease proportionally. There are no covenants, no board observer rights, and no equity conversion provisions.
Can I use this alongside existing VC funding?
Absolutely. Many of our clients use our capital alongside venture funding to extend runway, reduce dilution, or fund specific initiatives (like hiring a sales team) without using equity capital for operational expenses. We coordinate with your existing investors to ensure alignment.
Ready to Get Funded?
30-second application. No hard credit pull. Decisions in as little as 3 hours.
Check Your Eligibility